Target Tuesday
How long could you survive if you lost your job? Don’t be caught off guard and set yourself some tasks this Target Tuesday, so that you are prepared to cope during the downturn.
1. Firstly, ensure your CV is up-to-date and published on jobsites. Even if you’re not looking, it is good to be on the mailing lists so that if something catches your eye, you are ready. It is useful to be up-to-date on what is going on in the job market. You may also find some part time hours that fit in around other work and are a helpful boost to your savings.
2. Dejunk. Work through every room of your house. Leave no corner unturned, even the shed and the garage! Work through every item and use William Morris’ advice ‘Having nothing in your home that is neither beautiful nor useful’. Make use of ebay and Amazon to sell unwanted items. Hold a garage sale or car boot sale, but don’t be tempted to buy anything else! By the end of it you’ll have a nice lump of money to put in your savings account. ~Whilst you’re dejunking, give everywhere a summer clean.
3, Stop buying things and instead save the money you would have spent. Alvin Hall has an answer for those who say they can’t afford to save and advises that we need to work towards having 3 months of our salary saved up, then 6, then 12. Adopt a mindset of repairing, revamping reusing, improving and recycling.
4. Cut out anything you can live without. Gym membership – adopt a Move-It Monday attitude instead! Make your own lunch instead of buying out. Make it fun! There are plenty of ideas on Flickr’s laptop lunches group.
woollywotnots' laptop lunch
5. Sort out your financial budget.
6. Look for cheaper alternatives for your credit cards Are you paying the least amount for your living essentials such as utilities and do you have the best mortgage deal? Could you condense debts into a loan with a cheaper rate than a credit card?
7. Once you’ve carried out the above steps, you should be feeling pretty good about the future. So your focus now is on generating a second income stream. Be creative with finding ways to make some money and get free publicity. Think about things you enjoy in your spare time. Sell handmade online. Read here for the sites with the highest rankings.
Do you have anymore ideas to share? Please post a comment to share your ideas.
If you’d like to join in with Target Tuesday – make a blog posting on the subject each Tuesday, linking back to this post and show a link in the comments. Every Tuesday, we’ll all make a posting that focuses on us moving one step closer to our vision of what December 2009 will be like. It could be simply a thought, or something you’ve made or an action you’ve taken.
Previous Target Tuesdays:
Be a resolute success in 7 steps
How many days can you afford to live, if you lose your job
Filed under: 101 Things in 1001 Days, 43things, Business, De-junking, Free Tutorial, Target Tuesday, career | Tagged: woollywotnots, dejunk, william morris, shed, spring clean, local paper, creative, revamp, improve, Target Tuesday, Tuesday, target, gym, Move It Monday, downturn, lost your job, finances, how many days can you live without a job?, jobsites, cv, mailing lists, second income, second revenue stream, ebay, amazon, Alvin Hall, savings, repair, recycle, reuse, mend, lunch, laptop lunch, financial budget, credit cards, loans, utilities, mortgages, free publicity, sell handmade
I like the look of your lunch- quite similar to what I’ve got here! However I do think that we should be actively encouraged to spend again, rather than cut back (otherwise no one will be buying at your car boot sale that you suggest!), otherwise the economy will only decline further rather than recover. Stupid banks.
What a great post, and it’s loaded with interesting links! I will have to come back to read more– I started clicking and got lost for a while there!
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